Insurance carriers that actually cover off-road use
Shopping around after my carrier excluded gravel above 60kph in fine print. Anyone willing to share their policy wording? Especially for members doing chapter runs.
0006chantr6 found this helpful
What solved it
My carrier covered a Cederberg recovery without a murmur — the wording that matters is "private off-road use excluding competitive events". Get it in writing before the trip, not after.
0003jsteenkKZN6 found this helpful
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0004ayeshaGarden Route
One quote declined the moment I mentioned graded trails. Shop around — the spread on identical cover is bigger than you'd think.
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